, but this code // executes before the first paint, when

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is not yet present. The // classes are added to so styling immediately reflects the current // toolbar state. The classes are removed after the toolbar completes // initialization. const classesToAdd = ['toolbar-loading', 'toolbar-anti-flicker']; if (toolbarState) { const { orientation, hasActiveTab, isFixed, activeTray, activeTabId, isOriented, userButtonMinWidth } = toolbarState; classesToAdd.push( orientation ? `toolbar-` + orientation + `` : 'toolbar-horizontal', ); if (hasActiveTab !== false) { classesToAdd.push('toolbar-tray-open'); } if (isFixed) { classesToAdd.push('toolbar-fixed'); } if (isOriented) { classesToAdd.push('toolbar-oriented'); } if (activeTray) { // These styles are added so the active tab/tray styles are present // immediately instead of "flickering" on as the toolbar initializes. In // instances where a tray is lazy loaded, these styles facilitate the // lazy loaded tray appearing gracefully and without reflow. const styleContent = ` .toolbar-loading #` + activeTabId + ` { background-image: linear-gradient(rgba(255, 255, 255, 0.25) 20%, transparent 200%); } .toolbar-loading #` + activeTabId + `-tray { display: block; box-shadow: -1px 0 5px 2px rgb(0 0 0 / 33%); border-right: 1px solid #aaa; background-color: #f5f5f5; z-index: 0; } .toolbar-loading.toolbar-vertical.toolbar-tray-open #` + activeTabId + `-tray { width: 15rem; height: 100vh; } .toolbar-loading.toolbar-horizontal :not(#` + activeTray + `) > .toolbar-lining {opacity: 0}`; const style = document.createElement('style'); style.textContent = styleContent; style.setAttribute('data-toolbar-anti-flicker-loading', true); document.querySelector('head').appendChild(style); if (userButtonMinWidth) { const userButtonStyle = document.createElement('style'); userButtonStyle.textContent = `#toolbar-item-user {min-width: ` + userButtonMinWidth +`px;}` document.querySelector('head').appendChild(userButtonStyle); } } } document.querySelector('html').classList.add(...classesToAdd); })(); Federal Student Loans | 黄大仙高手论坛

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Federal Student Loans

Federal student loans are offered to every student that files the FAFSA. The types and amounts of federal loans you're eligible for are determined by your need level and university grade level. Federal student loans have fixed interest rates, are deferred, and can be interest-free while you鈥檙e enrolled at least half time in a college/university.

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Options
Amount
  • $5,500* first year (up to $3,500 subsidized)
  • $6,500* second year (up to $4,500 subsidized)
  • $7,500* other years (up to $5,500 subsidized)
Interest rate

  • 4.99% fixed rate (After July 1, 2022)
  • 5.50% fixed rate (After July 1, 2023)

Loan fee
  • 1.057% (on or after Oct 1, 2020)
Repayment
  • 6 months after leaving school or enrolled less than half time.
More information

*Independent students are eligible for an additional $4,000 unsubsidized loan per year.

Unsubsidized Loan

Up to the cost of attendance, minus other financial aid.

Interest rate
  • 6.54% (After July 1, 2022)
  • 7.05% (After July 1, 2023)
Loan fee
  • 1.057% (on or after Oct 1, 2020)

Federal Direct PLUS Loan

Up to the cost of attendance, minus other financial aid.

Interest rate
  • 7.54% (After July 1, 2022)
  • 8.05% (After July 1, 2023)
Loan fee
  • 4.228% (on or after Oct 1, 2020)
Repayment
  • BOTH loans can be deferred while student is enrolled at least half time in a college.
More information


Important terms: "subsidized" vs. "unsubsidized"

Subsidized loans
Under a subsidized loan, the government pays (subsidizes) the interest on the loan while you are enrolled at least half time in a college.
Unsubsidized loans
Under an unsubsidized loan, interest begins accruing as soon as the loan is disbursed into your student account. Payments on the loan (and interest) are deferred while you are enrolled at least half time in a college/university. However, during this time, interest is still accruing and is being added to the principal balance of the loan. You have the option to pay the interest as it accrues.

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